Muhammad Saim, Syed Muhammad Talha and Tauseef Iqbal (2025) “EVALUATING THE IMPACT OF DIGITAL BANKING ON FINANCIAL INCLUSION IN PAKISTAN”, The Islamic Culture "As-Saqafat-ul Islamia" الثقافة الإسلامية - Research Journal - Sheikh Zayed Islamic Centre, University of Karachi, 50(1). doi: 10.58352/tis.v50i1.977.